Kwi-wave yokwahlulwa kwehlabathi, ukuba iimveliso zokuthumela ngaphandle ishishini zifuna ukufumana indawo engagungqiyo kwimakethi yamanye amazwe, kufuneka iqwalasele ngokupheleleyo i-qumatic kunye neyantlukwano ebonakalayo kwimimandla eyahlukeneyo kwaye yakha izicwangciso zemveliso ekujoliswe kuzo. UShacman ubonakalisile umbono wesicwangciso-qhinga obalaseleyo kunye nokuqonda imakethi echanekileyo malunga noku. Ukuhlangabezana neemfuno zokusingqongileyo zemimandla eyahlukeneyo, icwangcise izisombululo zemveliso ezikhethekileyo zemveliso yobushushu obuphakathi kunye nemimandla ebandayo kakhulu.
Kwimimandla ephezulu yobushushu, uShacman wamkele uthotho lweendlela ezikhethekileyo. Iibhetri ezihlanganisiweyo zomgubo zinokugcina ukusebenza ngokuzinzileyo kubushushu obuphezulu kwaye kwandisa ngokufanelekileyo ubomi babo ngenkonzo. Ukusetyenziswa kweendlela eziphezulu zobushushu kunye ne-oyile ephezulu yeqondo eliphakamileyo iqinisekisa ukusebenza kweemoto ezifihlakeleyo kwiindawo ezishushu kwaye kunciphisa umngcipheko wokusilela kubushushu obuphezulu. Uyilo lwe-CEB ye-insurid ibonelela ngendawo epholileyo nefanelekileyo yokusebenza, ukunciphisa ukudinwa okubangelwa bubushushu obuphezulu. Ukusetyenziswa kweengcingo zeqondo lobushushu obuphezulu lukhulisa uzinzo kunye nokuthembeka kwenkqubo yombane. Imeko yomoya kwiindawo ezishushu zizisa ukuphola kubahlali ngaphakathi kwesithuthi, ukuphucula kakhulu intuthuzelo yomsebenzi nokuqhuba.
Kwimimandla ebandayo kakhulu, uShacman ukwenze ukuqwalaselwa ngokubanzi. Iinjini ezinganyangekiyo ezixhaphazayo zobushushu zinokuqala ngokutyibilikayo phantsi kweemeko ezibandayo kakhulu kwaye zigcine iziphumo ezomeleleyo zamandla. Ukukhethwa kwamaqondo obushushu amaqondo obushushu kunye ne-oyile yeqondo lobushushu lithintela ukukhululeka kunye neengxaki ezimbi zokuhamba kwamaqondo obushushu. Iibhetri zeqondo lobushushu zinokugcina iindawo ezinogcino lwamandla alodwa kakhulu kubabandayo, zibonelela ngesiqinisekiso sokuqalisa kwemoto kunye nokusebenza. Ukudityaniswa kwee-CAB ze-insurerid kunye nokutshintshwa kukhulisa abahlali kubanda. Umsebenzi wokufudumeza webhokisi enkulu esezantsi kuthintela ngokufanelekileyo iimpahla ukusuka kwi-freezy okanye ukonakala ngexesha lokuhamba ngenxa yobushushu obuphantsi.
Umzekelo, kwingingqi eshushu yase-Afrika, iimveliso zobushushu obuphezulu zeqondo lokucwangcisa amaqondo obushushu anezilolongile ziye zangqinela iimvavanyo eziphindwe kabini kubushushu obuphezulu kunye neemeko ezimbi zendlela. Amashishini ezothutho asekuhlaleni anike ingxelo yokuba ukusebenza kwezinto zeShacman kuqhutywa ishishini labo lokuthuthwa kwezothutho ukuba kwenziwe ngokufanelekileyo, ukunciphisa ilahleko yezoqoqosho ebangelwa kukungalungisi kwezithuthi. Kwiindawo ezibandayo kakhulu zaseRussia, iimveliso zobushushu be-shacman zeqondo lokucwangciswa kweqondo lobushushu likwaphumelele indumiso ephezulu evela kubasebenzisi. Kubusika obubandayo obukhulu, izithuthi zikaShacman zisenokuqalisa ngokukhawuleza kwaye ziqhube ngokuthobekileyo, zibonelela ngenkxaso eqinileyo yothutho lwezinto zasekhaya kunye nolwakhiwo lobunjineli.
Izicwangciso zemveliso ezicwangciswe nguShacman ukuba iimeko ezahlukeneyo zendawo kwimimandla eyahlukeneyo zibonisa ukugxininisa kwayo kwi-Assations yokusingqongileyo kunye nokuqonda ngokuchanekileyo kweemfuno zabathengi. Esi sicwangciso sokuhlengahlengisa iimeko zasekhaya azikuphuculi ukhuphiswano lweemveliso kodwa liseka umfanekiso ofanelekileyo wehlabathi weshishini. Kuphuhliso lwexa elizayo, kukholelwa ukuba uShacman uza kuqhubeka exhasa le nto, eqinisekiswa ngokuqhubekeka nokuphucula izicwangciso zemveliso eziphezulu, kwaye afumane impumelelo engaphezulu kwezoqoqosho, kwaye afumane impumelelo enkulu kwimakethi yamanye amazwe.
Ukuqukumbela, ubume be-meticuikous yemveliso yokuthumela ngaphandle ye-Shacman Imveliso yokuCwangciswa kweNdibano yeNdawo yeLizwe leLizwe yilitye elibalulekileyo lokuya kuthi ga ngoku, kwaye sikhonza umhlaba, kwaye sikulungele ukugqwesa.
IXESHA LOKUQALA: AUG-07-2024
